Like every other card, before you can start using your new Discover card, you must activate it. This process typically happens after you receive the card in the mail, unless you’re using a virtual card. Once you have the card, open the envelope it came in and follow the instructions provided to activate it. You might need the paper work that came with the card as some details you need to activate the card is on it.
Generally, credit card companies require activation to help prevent fraud. They want to make sure that the correct person has received the card before it can be used. Activation is done by the account owner, who provides the necessary information such as the card number, expiration date, security code, and personal details like name, Social Security number, address, phone number, or birth date, depending on the bank’s activation procedure.
There are three basic methods to activate your Discover credit card: by phone, online on the Discover website, or using the Discover mobile banking app. In this guide, we’ll explain each method in detail. So, let’s dive in!
Activate Discover Credit Card by Phone
When you receive your card, there might be a sticker on it with a phone number. Call that number and follow the prompts to activate your card. You will need to provide information such as the full card number, expiration date, security code, and additional details like the last four digits of your Social Security number, birthdate, or zip code.
Ideally, make the call from the phone number you provided on your credit card application. This adds an extra layer of security, as the system will recognize your number and require less information from you.
If you prefer to speak with a live customer service representative to ensure your card is activated, follow the prompts to connect to a human. If you’ve lost the sticker with the number, you can call 800-DISCOVER (800-347-2683).
Activate by Website
You can also activate your card by visiting Discover’s card activation page. You have the option to activate the card by logging into your Discover account or without logging in. If you choose the non-logged-in option, you’ll be asked for your birth date, last four digits of your Social Security number, full card number, expiration date, and the three-digit sequence ID found on the back of your card after the letter “A”.
If you choose the “Log in” option, enter your account user ID, password, and the three-digit sequence ID. You’ll need to have a Discover online account, which can be set up in just a few minutes. Once logged in, follow the instructions to activate your card. If you’re having trouble finding the activation page, use the search tool and enter the keyword “activate”.
Activate by Mobile App
You can download the Discover mobile app from the Apple Store for iPhone or from Google Play for Android. Set up your account using your account details and follow the directions to activate your new credit card.
In the app, look for the “Services” link usually located at the bottom of the screen. Click on it and select “Manage Cards & Devices,” then choose your credit card account. From there, you can activate, deactivate, or report a lost or stolen card.
Signing In with Your Discover Card
To access your Discover Card account, follow these detailed instructions:
- Launch your preferred web browser and navigate to the Discover Card sign-in page.
- Make sure to accurately type “Discover Card Login” to avoid errors.
- Enter your username and password, select “Credit Card” as the account type, and click “Login” on the homepage.
Once logged in, you can easily manage your account using the online account management tools provided.
How to Apply for a Discover Credit Card
If you’re interested in applying for a Discover credit card, here are the available options
- Online Application: Visit the Discover website, select the credit card you want, and fill out the application form with your personal and financial information. Submit the application online.
- Phone Registration: Call (800) 347-2670 to apply for a Discover credit card over the phone. A representative will guide you through the application process and assist you in submitting your registration.
- Mail Registration: Download the Discover credit card application from their website, complete it with your personal and financial information, and mail it to the address provided on the form. You should receive a response by mail in a few weeks.
- In-Person Enrollment: Visit certain retail stores that are Discover partners, such as Sears and Kmart, to enroll for a Discover credit card in person. Before applying, review the card’s terms and conditions, fees, and rewards program to ensure it meets your requirements.
Advantages of Owning a Discover Card
Discover cardholders enjoy several perks, including:
- Protection against fraud with Social Security number inquiries and new account notifications.
- Free access to their FICO Score and tools to monitor expenditure, such as a dashboard for recurring charges and a spending analyzer.
- Utilization of contactless payment technology for convenient transactions.
- The ability to redeem rewards via Amazon and PayPal and add the card to digital wallets.
- Comparable features and benefits to those offered by other credit card issuers.
Final Words
By following the instructions provided in this guide, you’ll be able to easily activate your new Discover card. Once activated, you can start using it for purchases and enjoy the benefits that come with your new credit card.
FAQs
How do I activate my Discover card?
There are many ways to activate your Discover card, but if you choose to activate the card by phone, then you should call the number printed on the sticker attached to the front of the card. You can also find the number on the letter that came with the card. You will provide some personal details when you activate your new card.
Can I activate my Discover card before it arrives?
It’s impossible to activate your Discover card before it arrives as some details you need to activate the card come with it. Once your card arrives in the mail, you can activate it with any of the methods above and start using it immediately.
How do I know if I was approved for a Discover card?
Whether your Discover card application is approved or denied, you can check online for the application status. Also, you can call this phone: (800) 347-3085, which is active 24/7. Of course, you will need some form of identification, like your social security number, to see your application status – whether your Discover credit card is approved or denied.
Where Can I Find My Discover Account Number?
Your Discover credit card number is the same as the number on the front of your card. If you are not with your card, you can find your account number when you log in to your Discover online account or look for your latest paper statement.
