Capital One Platinum Card should be on top of the list when looking to build credit. It comes with a $0 annual fee, and you won’t be charged to make international transactions. Also, there’s no upfront security deposit or opening fees, but their APR (Annual Percentage Rate) is high, hence, you might be sure to pay the balance completely every month.
Meanwhile, before getting the Capital One Platinum Card, you have to qualify. Fortunately, Capital One allows customers to check for pre-qualified offers. The three credit bureaus are checked when an application is submitted.
If your application is successful, you will receive the Capital One Card, credit limit information, and welcome materials by mail within 7 to 10 working days. Note: You will need the details on the paperwork that came with your new card, so you don’t throw it away.
How to activate the New Capital One Platinum Card
There are three ways to activate your new card. However, regardless of the method, you will verify your identity and new Card information.
Activate New Capital One Card online
There’s always an activation URL or QR code on the new card or the paperwork that came with your new card.
Visit the website and follow the screen prompts to enter the necessary information to activate your card. There might be a need to create an online account with the issuer, but that’s if you don’t have one already.
You can follow the below steps instead
- Visit: https://capitalone.com activate
- Click on Sign in & Activate or Enroll Activate if you don’t have an online account yet
- Once you’re logged in, look for “Activate your Card” next to the debit card delivery tracker
- Click on “Activate Your Card.” Follow the screen prompts to complete your activation.
Activate New Capital One Card using Mobile App
- First, follow this link and download the Capital One mobile app.
- After installation, sign in or create an account if you haven’t done that already.
- Follow the screen prompts to complete your activation using the mobile app.
You can use the Mobile App for;
- Additionally, you can use the app to access your account statement.
- Lock your credit or debit card if misplaced, lost, or stolen.
- Access virtual card to make purchases online without the physical card.
- Aee how many credit card rewards you have and details of your rewards history
- Redeem your rewards
Activate Capital One Card using the phone
Check the sticker on your new card to find the phone number. Also, check the back of the card on the paperwork for the number. Call the number and follow the prompt to activate your card.
It’s recommended to use the phone number that came with the material sent to your mail. The reason is to avoid any phishing or vishing scams.
FQAs
How can I activate the Capital One Card?
You can activate it online, using Mobile App or phone number. Before activation, you must be enrolled in online banking. If you’re enrolled already, then sign in. During the process, keep your new card close, as you will need the three-digit security code.
What happens if I don’t activate my New Card
Activating your new card confirms that you received it, which helps to prevent credit card fraud. However, your account attached to the card remains open for some time. The card issuer may close the account if it remains inactive for an extended period. You don’t want that to happen, as it can affect your credit score.
