Klarna is a massive Swedish marketplace, and the good news for Australians is that it was officially launched in the country on January 30, 2020. This platform allows users to pay for items in their basket in four equal installments with Klarna. This makes it easier to buy things without stress. In this guide, we will take a look at everything you need to know about this buy-now-pay-later service, as well as the list of stores to shop with Klarna in Australia.
How Klarna works
Klarna works with merchants who want to provide simple third-party lending options. You can choose Klarna at checkout when shopping at a store that provides it.
Meanwhile, you can qualify for a little percent interest depending on your credit history and the retailer’s incentives. Alternatively, if you settle your account in full within six months, you may be eligible to avoid paying interest.
Klarna has two different payment options:
- Slice it: An open-ended line of credit that allows you to divide your payments into installments and pay them off over time.
- Pay later. You have the option of finishing your order without paying. You’ll receive an invoice after your order ships, with up to 30 days to pay the entire amount.
Basic Features of Shopping with Klarna
- No annual charge: One unique feature is that you will never have to pay a monthly charge to use Klarna.
- Options with no interest: If you qualify, you’ll be able to finance your purchase with no interest.
- Autopay: Make minimum payments from your bank account to your Klarna account regularly.
- Secure and safe: Klarna protects your personal information and adheres to a zero-fraud policy. If you notice an unauthorized purchase on your account, notify Klarna, and the business will correct the situation. the company will make it right.
- Easy user interface: From your smartphone, you can manage your payments, report and manage returns, and talk with customer care 24 hours a day, 7 days a week.
- Payment reminders: Two days before each payment is due, Klarna sends you a reminder.
- Refunds with no hassle: Request a refund for your order quickly and easily, and recover your money within 14 days.
Also read: other apps like Klarna for your online shopping
Here are some of the List of Stores To Shop with Klarna in Australia;
- Adairs
- Adidas
- Apple Store
- ASOS
- AusPost
- Beats By Dre
- Bed Bath N’ Table
- Birdsnest
- Black Swallow Boutique
- Boohoo
- Coles
- Dell
- eBay
- Etsy
- EziBuy
- Forcast
- Jb H-Fi
- JD Sports
- Kmart
- Lorna Jane
- Lululemon
- Marks & Spencer
- Microsoft Store
- Missguided
- NET-A-PORTER
- New Balance
- Nike
- PrettyLittleThing
- Priceline
- RagRock Your Baby
- Rockwear
- Shein
- Sonos
- Target
- The Fable
- The Good Guys
- THE ICONIC
- Just Group
- THEOUTNET.COM
- Wish
- YesStyle
- Zanui
Wrapping it up, Karma is a safe place to be if you want to buy lots of items. Klarna secures the storage and transmission of your personal and financial information both online and offline. Furthermore, its zero-fraud liability safeguards you against unauthorized or fraudulent purchases made on your account