Finding the cheapest car insurance for teenagers can be a challenge since rates are based on several factors including the type of car, the age and gender of the driver, driving history, and more. However, there are a few tips you can follow to help you get the best rate possible.
In this guide, we’ll introduce to you the cheapest car insurance for teenagers and provide you some basic tips to get the best rate possible.
Things to Consider when finding the best car insurance for Teenagers
There are a few things that you can do to help your teenage drivers get the cheapest car insurance rates. Let’s have a look at them below;
Drive an older, less expensive car. The newer and more expensive the car, the more it will cost to insure.
-Get good grades. Many insurers offer discounts for students who maintain a certain GPA.
-Take a driver’s education course. There are many institutions that offer driver’s courses, and you can even enrol for one online. Taking a course can help you get a discount on your insurance premium.
-Avoid accidents and traffic violations. This will keep your rates low.
-Consider buying only liability insurance. This is the minimum coverage required by most states, and it will save you money on your premium.
-Check with your insurance company to see if they offer any discounts for teen drivers who have good driving records.
The 5 cheapest car insurance for teenagers
Having discussed the basic tips to consider, let’s now have a look at the top 5 best car insurance company for teenagers currently;
1. All States
All States Insurance Company is a great option for teens who want to save money on their car insurance. The company offers competitive rates and excellent customer service, with the added bonus of being licensed in every state in the country.
2. Geico
Geico is one of the best car insurance for teens because it’s cheap, reliable and has a good reputation. It’s also a great choice for young drivers because they have a variety of options to meet your needs.
For example, you can choose between collision coverage or comprehensive coverage—both are very important in order to protect yourself against accidents that may occur while driving your vehicle.
3. State Farm
State Farm is one of the largest car insurance companies in the United States, and they offer a variety of discounts for teenage drivers. With its low rates, State Farm offers the coverage you need to protect your teen driver at an affordable price.
4. Progressive
Progressive is a direct writer, which means it doesn’t use an agent to sell your car insurance. This can be an advantage if you want to know exactly what your policy will cost and how much coverage you’re getting.
Progressive also has a long history of good customer service—so if anything goes wrong with your car, Progressive will take care of it right away. Moreover, the insurance company offers one of the cheapest insurance services to teenagers, on average.
5. Nationwide
Nationwide is a well-known insurance company that offers good customer service, so it’s no surprise that it’s one of the most popular options for teens. The company has a good reputation for customer service and offers discounts to teen drivers. Additionally, parents can get discounts if their kids maintain good driving records over time.
Conclusion
There’s no question that car insurance for teenagers is expensive. But there are ways to get cheaper rates. By shopping around, taking advantage of discounts, and increasing your deductible, you can save money on your teenage driver’s car insurance policy.
