When it comes to the list of online loan companies in the US, few companies pop up in your mind. And to give you more options in accessing your online loan in the US, we have put together this list of top online loan companies in the US. We were able to come up with the list based on customer review, interest rate, loan processing time, flexible payment terms, considerate loan recovery method, and reputation.
In as much as we are going to do a detailed analysis for you on these online loan companies in the US, you should still visit their website and find out more before proceeding with the loan. However, in this post, we’ll show you where to go for your next loan. Most of these companies have a 2-24hours loan processing time, low-interest rates, flexible payment methods, and have built a reputation over the years with their excellent services.
Top Online loan companies in the US
Credit Direct
One of the leading online loan companies in the US. They offer personal unsecured loans ranging from $5000 to $40000. It covers credit card refinancing, debt consolidation, home improvements, Auto purchase, medical expenses, moving expenses, and others. You can visit their website to see a list of the loans they offer.
As their name implies, they offer direct loans using over 15 direct lenders to give the best rate in the market. They process and grant your loans using 123applytoday. The company is certified by the US government with a license to operate in over 13 states across the country.
Their loan process is simple. You select the loan you want, and you will get a proposal from the company to review it. After reviewing your proposal, you’ll have to sign and accept your loan, and the funds will be deposited to your primary bank account within 24 hours.
Currency Capital
As the name suggests, they deal with businesses. They offer business loans, equipment financing, equipment leasing, and working capital facilities.
They give their customers up to $500,000 in loans, and they adhere to no prepayment penalties. Their flexible terms have up to 72 month’s grace, and you can always reach their support for clarifications.
Apart from being one of the leading online loan companies in the US, the company is among the leaders in business financing globally with more than ten years of experience in equipment lending. And not minding the type of business you do, Currency capital can give you a business loan.
If your business needs a loan, you can visit the Currency capital website, where you’ll respond to some questions. They’ll also ask questions about your business, and the location before your loan offer will be granted. Visit their website
LoanMe
LoanMe has a new “No worry Guarantee” loan offer. You won’t be asked questions regarding your loan offer, however it’s only available to California residents and is once per borrower.
Meanwhile, the company, which is among the top online loan companies in the US, started operation in 2013. They offer personal loan from $600 – $100,000 and small business loan from $3,500 – $250,000.
You can use their loans for any purpose, and to get started, visit their website today and get your loan.
Credible
As the name says, they’re credible, and the reviews are on their favor. They’re among the best online loan company in the US, with their loan starting from $1000 – $10000. You’ll have access to more than seven personal loan lenders at once when you opt for their service. Even at that, their interest rate is very low at 6%, at the annual principal rate.
They also have in a place search engine to provide you with competitive lenders that can refinance your personal, student, and federal student loans. The company has a high reputation in the US, with a 9.6 trust score given to them by Trustpilot. Visit their website
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Best egg
One of the best loan grantors out there. They span their loans between 3 – 5 years with an interest rate as low as 5.99%. They offer a personal loan from $2000 to $35000, and you can visit their website today to get started.
Their loan processing time is fast and takes about 24hours to get your loan credited into your account if your loan offer is approved. However, to qualify for a loan, there’s a need to have at least 640 minimum credit score and an average score of 700 with a reputable job.
The company has a score rating of 9.4 from Trustpilot and A+ in a better Bureau business rating. They were able to gain all those stats less time compare to other online loan companies in the US.
Fiona
Fiona is different from other online loan companies in the US. Instead of offering you loans, they search and provide the best loan providers that match your personal needs.
They don’t only provide you with the best and competitive loan terms but continue to work with you for lenders that will give you the best offers at the lowest possible interest rate. Their loan rate is as low as 3.58% the lowest so far, which is 3x slower than that of credit card loan.
To get started, visit their website. Unfortunately, there Trust score isn’t available, but they are among the best online loan companies in the US.
There are other reputable online loan companies in the US, but we believe you can pick a company to work with from our list. However, before agreeing to any loan offer, try to read their terms and conditions to make sure it fits your budget.
