How To

How to Add Money to PayPal in the US

PayPal is a useful service as long as you keep a sufficient amount of money in your account. Meanwhile, if you don’t have funds in your PayPal account, you may experience late payments or be unable to make quick transfers to other accounts. However, you can add money to PayPal account in a variety of ways. This brings us to the main point of this guide. In this guide, we will take a look at the four ways of how to add money to PayPal in the US. So, without much further ado, let’s get started. 

Here are the ways on how to add money to PayPal in the US

1. Add money to your balance using a linked bank account 

To effectively finish this process, you must link your local bank account to your PayPal account. The name on your PayPal account and the name on your bank account must match. Transfers between your bank account and PayPal account will fail if this is not done. The steps to take are as follows: 

  • Log into your PayPal account and go to the summary home page and click ‘Transfer Money’ under your PayPal balance. 
  • Select ‘Add money to your balance‘ on the next page. 
  • Then, to initiate a transfer from your bank account to your PayPal account, follow the on-screen instructions. You can do this either through online banking or by going to your local bank location. 
  • It should take 3 to 5 business days for your funds to arrive in your PayPal account. When the transfer is complete, PayPal will send you an email to notify you. 

2. Use the PayPal app 

Using the PayPal app is another quick and easy way to add money to your PayPal account. Both the Apple Software Store and Google Play have versions of the app. To fill up your PayPal cash balance using your associated bank account via the PayPal app, follow these steps: 

  • Open the app on your phone or tablet. 
  • Select ‘PayPal balance’ from the drop-down menu. 
  • Choose the option to ‘Add money.’ 
  • Confirm the amount you wish to deposit into your PayPal account. To complete your transfer, proceed to the next instructions in the application.

3. Add money to PayPal using Cash Card

You can also use the PayPal cash card to fund your PayPal account. To use it, follow the instructions below: 

  • Create a PayPal Cash account. Within 7 to 10 business days after PayPal has processed your request, you will receive a card. 
  • When your PayPal Cash card arrives, activate it. This can be done on your phone, tablet, or computer. 
  • Open the PayPal app and go to the ‘PayPal balance’ section. 
  • Select Add Money
  • Choose a nearby retailer that accepts the PayPal Cash card. It’s best to proceed with the next stages only if you’re close to the location. You’ll generate a barcode and have one hour to execute the transaction at the chosen location. You’ll have to produce a new barcode if you don’t get to the site in time. 
  • At the bottom of the screen, tap ‘Generate Barcode.’ 
  • Show the barcode to the cashier so that it can be scanned and your payment can be processed. Within 15 minutes, your funds will be available in your PayPal account. 

Also read: 5 alternative app to Klarna for your online shopping

4. Get money into your PayPal account from friends and family

This strategy is especially beneficial if you don’t have access to a bank account to fund your PayPal account. Alternatively, you can make your friends and relatives send you money through PayPal to top up your PayPal balance. Money sent to your account will be added to your PayPal balance automatically. It’s simple to receive money; simply make sure the sender uses the email address associated with your PayPal account. This ensures that the funds are sent on schedule and to the correct account.

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